Effective Date: 03/06/2025

Introduction

Blue Angel Mortgage, LLC (“Blue Angel Mortgage,” “we,” “our,” or “us”) respects your privacy and is committed to protecting your personal information.

This Privacy Policy explains how we collect, use, share, and protect your information when you visit our website, apply for a loan, or communicate with us, including via SMS/text messaging.

This policy complies with:

Gramm-Leach-Bliley Act (GLBA)

Telephone Consumer Protection Act (TCPA)

Federal Communications Commission (FCC) regulations

CTIA Messaging Principles and Best Practices

Information We Collect

We collect personal information necessary to provide mortgage and lending services.

Information You Provide

This may include:

Name, address, phone number, email

Social Security Number

Income and employment information

Financial account information

Loan application details

Information from Third Parties

We may collect information from:

Credit bureaus

Employers

Financial institutions

Service providers

As outlined in your borrower disclosure, this may include credit history, payment history, and account balances .

How We Use Your Information

We use your personal information to:

Process loan applications

Verify identity and creditworthiness

Communicate with you about your loan

Provide customer support

Comply with legal and regulatory requirements

We may also use your information to offer products and services that may benefit you, where permitted by law.

How We Share Your Information

Financial institutions must share certain information to operate.

We may share your information for:

Everyday Business Purposes

Processing transactions

Maintaining accounts

Responding to legal requests

Reporting to credit bureaus

Marketing Purposes

Offering mortgage-related products and services

What We Do NOT Do

We do not share your information with nonaffiliates for their marketing purposes

We do not jointly market with other financial companies

We currently have no affiliates sharing data for marketing purposes

Your Privacy Rights

Under federal law, you have the right to limit certain types of data sharing, including:

Sharing for affiliate marketing

Sharing of creditworthiness information

You may request limitations by contacting us at:

Email: [email protected]
Phone: 850-823-9284

SMS / Text Messaging Privacy (A2P Compliance)

If you provide your phone number, you may receive SMS communications from Blue Angel Mortgage.

What We Send

Loan updates

Appointment reminders

Application status notifications

Optional marketing messages (only if you opt in)

Consent

By submitting your phone number, you provide prior express written consent to receive text messages from us.

Consent is not required to obtain a loan.

Data Use for Messaging

Your mobile number will not be sold or shared with third parties for their marketing purposes

Messaging data is used solely for communication related to your relationship with us

Opt-Out Rights

You may opt out at any time by:

Replying STOP to any message

Contacting us directly

We will honor opt-out requests promptly in accordance with federal law.

Help

Reply HELP for assistance or contact us directly.

Message & Data Rates

Standard message and data rates may apply depending on your mobile carrier.

Cookies & Website Tracking

Our website may use cookies and tracking technologies to:

Improve user experience

Analyze website performance

Customize content

You may disable cookies through your browser settings, though some features may not function properly.

Data Security

We implement security measures that comply with federal standards to protect your information.

These include:

Secure servers and encryption

Restricted access to sensitive data

Physical, electronic, and procedural safeguards

As disclosed in your borrower privacy notice, we maintain computer safeguards and secured files and facilities .

Data Retention

We retain your information as long as necessary to:

Fulfill the purposes outlined in this policy

Comply with legal, regulatory, and reporting requirements

Even after you are no longer a customer, we may retain and share information as required by law .

Children’s Privacy

Our services are not directed toward individuals under the age of 18. We do not knowingly collect personal information from children.

Third-Party Services

We may use third-party service providers (such as credit reporting agencies, lenders, and technology providers) to support our operations.

These parties are contractually required to safeguard your information.

Changes to This Policy

We may update this Privacy Policy from time to time.

Changes will be posted on this page with an updated effective date.

Contact Information

For questions regarding these Terms:

Blue Angel Mortgage
Email: [email protected]
Phone: 850-823-9284